Privacy Policy for Jáwó / Moti Jawo Finance Ltd

Effective Date: 8/8/24
Website: https://jawo.africa

1. Introduction

At Jáwó / Moti Jawo Finance Ltd (“we”, “our”, or “us”), your privacy is of paramount importance. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website jawo.africa or use our services. By accessing or using our website, you consent to the practices described in this policy.

2. Information We Collect

We may collect the following types of information:

2.1 Personal Information

Information you provide directly to us, including but not limited to:
• Full name, email address, phone number
• Date of birth and gender (where applicable)
• Financial information related to loan applications, investments, or payments
• Identification documents (e.g., National ID, passport, driver’s license) for verification purposes

2.2 Non-Personal Information

Information collected automatically through your use of our website:
• IP address and device type
• Browser type and version
• Pages visited, time spent on pages, and other usage analytics
• Cookies and similar technologies

3. How We Use Your Information

We use your information to:
• Provide and manage our financial products and services
• Verify your identity and prevent fraud
• Process payments and loan applications
• Respond to your inquiries and provide customer support
• Improve our website, services, and user experience
• Send promotional or informational messages (with your consent where required)
• Comply with legal, regulatory, or contractual obligations

4. Sharing of Information

We do not sell or rent your personal information to third parties. However, we may share your information in the following circumstances:
• With Service Providers: To trusted third-party providers who assist us in delivering services (e.g., payment processors, cloud storage, analytics services)
• Legal Compliance: When required by law, regulation, or legal process
• Business Transactions: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of the business assets

5. Cookies and Tracking Technologies

We may use cookies, web beacons, and other tracking technologies to enhance your browsing experience, analyze site traffic, and personalize content. You may disable cookies in your browser settings; however, some features of the website may not function properly without cookies.

6. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. Despite these measures, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

7. Data Retention

We will retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy or as required by law. When no longer needed, your information will be securely deleted or anonymized.

8. Your Rights

Depending on your location and applicable laws, you may have the right to:
• Access, correct, or update your personal information
• Request deletion of your personal information
• Withdraw consent for marketing communications
• Lodge a complaint with a regulatory authority regarding our handling of your personal data

For inquiries regarding your data or to exercise your rights, contact us at admin@jawo.africa.

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external websites. We encourage you to read their privacy policies when visiting them.

10. Children’s Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have inadvertently collected personal information from a child, we will take steps to delete it promptly.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. Your continued use of our website constitutes your acceptance of the revised policy.

12. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us:

Jáwó / Moti Jawo Finance Ltd
Email: admin@jawo.africa
Phone: +234 806 945 9533
Address: 27, Georguis Cole street Ogba , Lagos

This policy ensures compliance with NDPR standards and general data protection best practices.